Best Credit Cards for Vacation Rentals

Vacation home rentals booked directly with qualifying brands

10 Cards Compared

Cards

Discover it Cash Back Discover Bank
Cash back
5% Fee: $0
Capital One Travel

Earn 5% cash back on vacation rentals booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.

Cash back
5% Fee: $0
Capital One Travel

Earn 5% cash back on vacation rentals booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.

Cash back
5% Fee: $0
Capital One Travel

Earn 5% cash back on vacation rentals booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.

Discover it Miles Discover Bank
Points
5x Fee: $0
Capital One Travel

Earn 5 miles per dollar on vacation rentals booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5 miles per dollar. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.

Venture Business Capital One
Points
5x Fee: $95
Capital One Travel

Purchases made outside the portal, such as hotel incidentals or upgrades, earn the standard rate.

Platinum Card American Express
Points
5x Fee: $895
AMEX Travel

Prepaid vacation rental reservations booked through AmexTravel.com.

Morgan Stanley Platinum American Express
Points
5x Fee: $895
AMEX Travel

Prepaid vacation rental reservations booked through AmexTravel.com.

Business Platinum American Express
Points
5x Fee: $895
AMEX Travel

Prepaid short-term rentals booked online at AmexTravel.com.

Platinum for Schwab American Express
Points
5x Fee: $895
AMEX Travel

Prepaid vacation rental reservations booked through AmexTravel.com.

Points
3x Fee: $95
AirbnbVrboHomeAwayPlum GuideHomestay.com +1

Only bookings made directly with qualifying top vacation-home brands earn the bonus; secondary cleaning fees and merchants selling general travel inventory are excluded.

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