AMEX No FTF

Business Platinum

American Express

Annual Fee $895

Rewards

Airlines
Points
5x
AMEX Travel

Earn 5X Membership Rewards points on flights booked through American Express Travel

Hotels
Points
5x
AMEX Travel

Earn 5X Membership Rewards points on prepaid hotels booked with American Express Travel

Vacation Rentals
Points
5x
AMEX Travel

Prepaid short-term rentals booked online at AmexTravel.com.

Construction Materials & Hardware
Points
2x

2x on U.S. construction materials & hardware suppliers, up to $2M per calendar year

Cap: Per calendar year across all 2x categories combined
Electronics & Software
Points
2x

2x on U.S. electronic goods retailers and software & cloud system providers, up to $2M per calendar year

Cap: Per calendar year across all 2x categories combined
Shipping
Points
2x

2x on U.S. shipping providers, up to $2M per calendar year

Cap: Per calendar year across all 2x categories combined
All Other Purchases
Points
2x

2x on eligible purchases of $5,000 or more, up to $2M per calendar year

Cap: Per calendar year across all 2x categories combined
Car Rentals
Points
2x
AMEX Travel

Prepaid car rentals booked online through American Express Travel. Non-prepaid car rentals and non-prepaid hotels are excluded.

Cruise Lines
Points
2x
AMEX Travel

Eligible when booked through Amex Travel (AmexTravel.com or by phone); payments made directly to a cruise line do not qualify. Sailings of 5 or more nights on participating cruise lines may also receive Cruise Privileges Program benefits such as onboard credit.

Perks & Credits

  • $1,000
    Annual Dell Technologies bonus credit (after $5,000 in eligible Dell purchases in a calendar year; enrollment required)
  • $500
    Annual ZO / Studio event space and Dining Club credit
  • $300
    Semi-annual Fine Hotels + Resorts / Hotel Collection / Airbnb Luxe lodging credit (2-night minimum for Hotel Collection and Airbnb Luxe; FHR 2-night minimum from January 1, 2027)
  • $300
    Annual ChatGPT Business credit (enrollment required)
  • $250
    Annual Adobe credit (requires $600 in eligible Adobe purchases per calendar year)
  • $250
    Annual Airbnb Experiences credit (unlocks after booking a prepaid Airbnb Luxe stay through Amex Travel; for experiences purchased directly with Airbnb through the rest of that calendar year)
  • $219
    Annual CLEAR Plus membership credit
  • $200
    Annual Airline incidental fee credit
  • $150
    Annual Dell Technologies credit (enrollment required)
  • $120
    Every 48 months Global Entry or TSA PreCheck application fee credit
  • $90
    Quarterly Indeed credit
  • $50
    Quarterly Hilton Honors credit
  • $10
    Monthly Wireless telephone services credit

Card Details

Card Network
AMEX
Annual Fee
$895
Foreign Transaction Fee
None

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