Q4 2026: 5% cash back at restaurants when activated. Includes full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Excludes restaurants inside or affiliated with another business (e.g., hotels, retail stores). Bakeries may not qualify. U.S. merchants only. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Cap: Quarterly maximum of $1,500 in combined purchases across all Q4 2026 categories when activated
Entertainment
Cash back
5%Until 12/31
Q4 2026: 5% cash back on entertainment when activated. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Cap: Quarterly maximum of $1,500 in combined purchases across all Q4 2026 categories when activated
Utilities
Cash back
5%Until 12/31
Q4 2026: 5% cash back on utilities when activated. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Cap: Quarterly maximum of $1,500 in combined purchases across all Q4 2026 categories when activated
Hotels
Cash back
5%
Capital One Travel
Earn 5% cash back on hotels booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.
Car Rentals
Cash back
5%
Capital One Travel
Earn 5% cash back on rental cars booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.
Vacation Rentals
Cash back
5%
Capital One Travel
Earn 5% cash back on vacation rentals booked through Capital One Travel. Net purchases only; purchases outside Capital One Travel do not earn 5%. Available on Discover by Capital One accounts; existing accounts receive this after their account moves to Capital One.
Entertainment
Cash back
5%
Capital One Entertainment
Earn 5% cash back on tickets purchased on the Capital One Entertainment ticketing platform only. Tickets purchased through Capital One cardholder exclusive pre-sales, directly through the Capital One Hall or Capital One Arena ticketing services, and dining reservations or purchases through Capital One Dining are excluded. Rewards are reclaimed if you cancel or return an eligible purchase.
