10% total at 22,000+ Rakuten Dining partner restaurants (5% base Rakuten Dining + extra 5% with card). Includes tax, tip, and drinks.
Q4 2026: Stacked rate (1x base + 2x dining + 4x quarterly = 7x total points). Up to $1,500 combined spend across all Q4 categories. Requires activation at ChaseBonus.com by December 14, 2026.
Earn 7x points at U.S. restaurants, including takeout and delivery.
Earn 6x Points for each dollar of purchases at U.S. restaurants.
Earn 6 points per dollar on dining purchases.
Earn 6 points per $1 spent at restaurants on Citi Nights purchases (Friday and Saturday from 6 p.m. – 6 a.m. ET)
Q4 2026: 5% cash back at restaurants when activated. Includes full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Excludes restaurants inside or affiliated with another business (e.g., hotels, retail stores). Bakeries may not qualify. U.S. merchants only. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Earn 5X points on dining at U.S. restaurants, including takeout and delivery
Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.
5% cash back on fast food when selected as one of two quarterly categories
Q4 2026: 5% cash back on restaurants when activated. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Q4 2026: 5% cash back at restaurants when activated. Includes full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Excludes restaurants inside or affiliated with another business (e.g., hotels, retail stores). Bakeries may not qualify. U.S. merchants only. Requires activation; earnings begin from the activation date or October 1, 2026, whichever is later, through December 31, 2026.
Bilt partner restaurants; 5x when Dining is selected as your 3x category. Rates may be higher at select locations.
Earn 5 points per dollar on dining at restaurants, including takeout and eligible delivery services.
Earn 5 points per dollar on dining at restaurants, including takeout and eligible delivery services.
Earn 5x points on restaurants including takeout and delivery
Effective April 14, 2025, dining purchases earn 4x points up to $2,000 per quarter, then 1x
Earn 4X points at restaurants worldwide
Earn 4X points at restaurants worldwide on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X
Earn 4x Membership Rewards points at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1x point.
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