Best Credit Cards for Bilt Dining

Category: Dining

Cards with Bilt Dining Bonus

These cards offer specific bonus rewards when you shop at Bilt Dining.

Bilt Obsidian Column N.A.
Points
5x Fee: $95
Option: Dining

Bilt partner restaurants; 5x when Dining is selected as your 3x category. Rates may be higher at select locations.

Bilt Palladium Column N.A.
Points
4x Fee: $495

Bilt partner restaurants; rates may be higher at select locations.

Bilt Blue Column N.A.
Points
3x Fee: $0

Bilt partner restaurants; rates may be higher at select locations. Requires Bilt app to identify partners.

More Options via Dining

These cards earn bonus rewards on Dining purchases.

Hilton Honors Aspire American Express
Points
7x Fee: $550

Earn 7x points at U.S. restaurants, including takeout and delivery.

Chase Freedom Flex Chase
Points
7x Until 12/31 Fee: $0

Q4 2026: Stacked rate (1x base + 2x dining + 4x quarterly = 7x total points). Up to $1,500 combined spend across all Q4 categories. Requires activation at ChaseBonus.com by December 14, 2026.

Cap: Q4 2026: $1,500 combined spend across all Q4 bonus categories.
Hilton Honors Surpass American Express
Points
6x Fee: $150

Earn 6x Points for each dollar of purchases at U.S. restaurants.