10% total at 22,000+ Rakuten Dining partner restaurants (5% base Rakuten Dining + extra 5% with card). Includes tax, tip, and drinks.
Earn 7x points at U.S. restaurants, including takeout and delivery.
Earn 6x Points for each dollar of purchases at U.S. restaurants.
Earn 6 points per $1 spent at restaurants on Citi Nights purchases (Friday and Saturday from 6 p.m. – 6 a.m. ET)
Q2 2026: Includes full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Excludes restaurants inside or affiliated with another business (e.g., hotels, retail stores). Bakeries may not qualify. U.S. merchants only. Requires activation; earnings begin from activation date, not retroactive to April 1.
Earn 5X points on dining at U.S. restaurants, including takeout and delivery
Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.
5% cash back at fast food restaurants when selected as one of two quarterly categories
Bilt partner restaurants; 5x when Dining is selected as your 3x category. Rates may be higher at select locations.
Earn 5 points per dollar on dining at restaurants, including takeout and eligible delivery services.
Earn 5 points per dollar on dining at restaurants, including takeout and eligible delivery services.
Earn 5x points on restaurants including takeout and delivery
Effective April 14, 2025, dining purchases earn 4x points up to $2,000 per quarter, then 1x
Earn 4X points at restaurants worldwide
Earn 4X points at restaurants worldwide on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X
Earn 4x Membership Rewards points at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1x point.
Automatically earn 4x points on U.S. restaurants (including takeout and delivery) when it's one of your top 2 spending categories each billing cycle.
Bilt partner restaurants; rates may be higher at select locations.
Earn 3% Daily Cash back at Uber Eats when using Apple Card with Apple Pay in the Uber Eats app and on ubereats.com.
Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services.
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