Best Credit Cards for Cruise Lines

14 Cards Compared

Cards

Cash back
3% Fee: $0
Option: Travel

Part of "Travel" choice category. Earn 3% cash back on cruise lines when selected as your choice category.

Cap: $50,000 annual combined spending cap across 3% choice category and 2% dining purchases
Autograph Journey Wells Fargo Bank N.A.
Points
3x Fee: $95

Earn 3x points on cruise lines

Classic Green Card American Express
Points
3x Fee: $150

Earn 3X points on cruises and other travel purchases

Points
3x Fee: $495

Earn 3x points on cruise line purchases when booked directly

Bilt Obsidian Column N.A.
Points
2x Fee: $95

Direct bookings with cruise lines.

Gold Card American Express
Points
2x Fee: $325
AMEX Travel

Cruise reservations booked and paid through AmexTravel.com.

Points
2x Fee: $350

Earn 2 miles per dollar on cruise lines

Points
2x Fee: $550

Part of the travel category. BofA Rewards members earn a 10%-75% bonus on points earned, based on tier (Member 10%, Preferred Plus 25%, Preferred Honors 50%, Premier 75%).

Points
2x Fee: $695

Earn 2 miles per dollar on cruise line purchases

Platinum Card American Express
Points
2x Fee: $895
AMEX Travel

Eligible when booked through Amex Travel (AmexTravel.com or by phone); payments made directly to a cruise line do not qualify. Sailings of 5 or more nights on participating cruise lines may also receive Cruise Privileges Program benefits such as onboard credit.

Morgan Stanley Platinum American Express
Points
2x Fee: $895
AMEX Travel

Eligible when booked through Amex Travel (AmexTravel.com or by phone); payments made directly to a cruise line do not qualify. Sailings of 5 or more nights on participating cruise lines may also receive Cruise Privileges Program benefits such as onboard credit.

Business Platinum American Express
Points
2x Fee: $895
AMEX Travel

Eligible when booked through Amex Travel (AmexTravel.com or by phone); payments made directly to a cruise line do not qualify. Sailings of 5 or more nights on participating cruise lines may also receive Cruise Privileges Program benefits such as onboard credit.

Platinum for Schwab American Express
Points
2x Fee: $895
AMEX Travel

Eligible when booked through Amex Travel (AmexTravel.com or by phone); payments made directly to a cruise line do not qualify. Sailings of 5 or more nights on participating cruise lines may also receive Cruise Privileges Program benefits such as onboard credit.

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