Best Credit Cards for All Other Purchases

Earn 5X Hilton Honors Bonus Points on other purchases on the first $100,000 in purchases each calendar year, then 3X

4% back in Bilt Cash on all purchases excluding rent/mortgage. Stacks with points earning. Redeem dollar-for-dollar for Bilt Travel Portal hotels, Lyft credits, fitness classes, dining (Mobile Checkout), GoPuff delivery, or Bilt Collection merchandise. Can also unlock rent/mortgage points ($30 = 1,000 points). Expires at year-end; up to $100 rolls over.

4% back in Bilt Cash on all purchases excluding rent/mortgage. Stacks with points earning. Redeem dollar-for-dollar for Bilt Travel Portal hotels, Lyft credits, fitness classes, dining (Mobile Checkout), GoPuff delivery, or Bilt Collection merchandise. Can also unlock rent/mortgage points ($30 = 1,000 points). Expires at year-end; up to $100 rolls over.

4% back in Bilt Cash on all purchases excluding rent/mortgage. Stacks with points earning. Redeem dollar-for-dollar for Bilt Travel Portal hotels, Lyft credits, fitness classes, dining (Mobile Checkout), GoPuff delivery, or Bilt Collection merchandise. Can also unlock rent/mortgage points ($30 = 1,000 points). Expires at year-end; up to $100 rolls over.

Earn 3X points on all other eligible purchases

Marketed as 3% cash back. Earn 3x points on all eligible purchases. Points redeem at $0.01 each for cash deposit to Robinhood brokerage account, or 0.7¢ each for statement credit.

Earn 3 points per dollar on all other purchases.

Earn 3 points per dollar on all other purchases.

Earn 3x Points for all other eligible purchases.

First $5,000 per billing cycle, then 1x. Effective December 15, 2025.

Earn 3x points on all other eligible purchases.

Earn 2% Daily Cash back on all other purchases made using Apple Card with Apple Pay.

Earn 2 Membership Rewards points per dollar on everyday business purchases up to the first $50,000 spent per year. After $50,000, earn 1 point per dollar on all other purchases.

On the first day of each month (Rent Day), earn 2x points on other purchases (normally 1x), excluding rent, up to 1,000 bonus points per month.

Earn unlimited 2% cash rewards on purchases made for your business with no categories to track

Earn 2% cash back on all purchases. Enhanced rates (2.5%, 3%, 4%) available with qualifying U.S. Bank checking account balances on up to $10,000 per billing cycle.

Earn 2 points per dollar on all other purchases

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. No category restrictions. Rewards earned as ThankYou Points.

Earn unlimited 2% cash rewards on all purchases

2% cash back on all purchases when rewards are deposited into an eligible Fidelity account