All Other Purchases
Cash back
2%
2% base rate. Holding a Smartly Savings account and maintaining qualifying balances in Smartly Checking or Safe Debit upgrades the rate to 2.5% ($10,000–$49,999.99), 3% ($50,000–$99,999.99), or 4% ($100,000+); the boosted rate applies to up to $10,000 in purchases per billing cycle.
