Best Credit Cards for Rakuten

Category: Online Retail

Cards with Rakuten Bonus

These cards offer specific bonus rewards when you shop at Rakuten.

Rakuten American Express First Electronic Bank
Cash back
4% Fee: $0

Extra 4% cash back on Rakuten purchases (online & in-store), stacks with portal cashback rates. After $7,000 cap, earns 1%.

Cap: Annual spending cap of $7,000 for extra 4% cash back on Rakuten purchases

More Options via Online Retail

These cards earn bonus rewards on Online Retail purchases.

Hilton Honors Surpass American Express
Points
4x Fee: $150

Earn 4x Points for each dollar on U.S. online retail purchases.

Blue Cash Everyday American Express
Cash back
3% Fee: $0

Earn 3% cash back on U.S. online retail purchases on up to $6,000 in purchases per year, then 1%.

Cap: Per year on U.S. online retail purchases, then 1%
Customized Cash Rewards Bank of America
Cash back
3% Fee: $0
Option: Online Shopping

Part of "Online Shopping" choice category. Earn 3% cash back on online retail when selected as your choice category (6% for first year after account opening).

Cap: $2,500 combined quarterly spending cap shared across your selected 3% choice category and 2% grocery/wholesale club purchases
Citi AT&T Access More Citi
Points
3x Fee: $95

3x ThankYou Points on online purchases at retail websites. Confirmed merchants include Amazon, eBay, Best Buy, Newegg, department stores. Excludes: Apple, prepaid/gift cards, real estate, medical services, insurance, taxes, government services