Best Credit Cards for Travel

20 Cards Compared

Cards

Points
8x Fee: $795
Chase Travel

Earn 8x points on all travel purchased through Chase Travel, including The Edit.

Points
8x Fee: $795
Chase Travel

Earn 8x points on all travel purchased through Chase Travel, including The Edit.

Prime Visa Chase
Cash back
5% Fee: $0
Chase Travel

Earn 5% back on Chase Travel purchases with an eligible Prime membership.

Points
5x Fee: $0
Option: Select Travel

Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.

Cap: 5% cash back up to $500 in combined purchases per billing cycle, then 1%
Points
5x Fee: $95
Chase Travel

Applies to travel booked through the Chase Travel portal, including miscellaneous travel (e.g., cruises, tours) beyond flights, hotels, and car rentals.

Elite HSBC
Points
5x Fee: $495

Earn 5x Points on new travel purchases including flights, hotels and car rentals.

Altitude Connect U.S. Bank
Points
4x Fee: $0

4 points per dollar on travel purchases

Points
4x Fee: $95

4 points per dollar on travel purchases up to $150,000 combined annually with gas and EV charging, then 1x

Cap: Combined annual limit across travel, gas stations, and EV charging
Cash back
3% Fee: $0

Earn 3% cash back on eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel.

Cash back
3% Fee: $0

Earn 3% cash back on eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel.

Customized Cash Rewards Bank of America
Cash back
3% Fee: $0
Option: Travel

Part of "Travel" choice category. Earn 3% cash back on travel purchases including cruises when selected as your choice category (6% for first year after account opening).

Cap: $2,500 combined quarterly spending cap shared across your selected 3% choice category and 2% grocery/wholesale club purchases
Travel Rewards Bank of America
Points
3x Fee: $0
Bank of America Travel Center

1.5 base + 1.5 bonus points per $1 when booked through Bank of America Travel Center

Points
3x Fee: $0
Bank of America Travel Center

1.5 base + 1.5 bonus points per $1 when booked through Bank of America Travel Center

Cash back
3% Fee: $0
Option: Travel

Part of "Travel" choice category. Earn 3% cash back on miscellaneous travel purchases when selected as your choice category.

Cap: $50,000 annual combined spending cap across 3% choice category and 2% dining purchases
Points
3x Fee: $0
SoFi Travel

3 points per dollar on trips booked through SoFi Travel portal. 10% boost (3.3x total) with direct deposit to SoFi Checking or Savings account

Venmo Credit Card Synchrony Bank
Cash back
3% Fee: $0
Option: Travel

3% cash back when Travel is your top spending category for the billing cycle

Points
3x Fee: $95

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel each account anniversary year.

Cap: Combined purchases across all 3x categories, per account anniversary year
Autograph Journey Wells Fargo Bank N.A.
Points
3x Fee: $95

Earn 3x points on other travel including timeshares and campgrounds

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