Best Credit Cards for Rideshare

20 Cards Compared

Cards

Bilt Mastercard Wells Fargo Bank N.A.
Points
5x Fee: $0
Lyft

Earn 5x points on Lyft rideshare, bikes, and scooters when you link your Bilt Rewards and Lyft accounts and pay with your Bilt Mastercard.

Cash+ U.S. Bank
Cash back
5% Fee: $0
Option: Ground Transportation

5% cash back on rideshare services when selected as one of two quarterly categories

Cap: Combined quarterly limit across all selected 5% categories
Chase Sapphire Reserve Chase
Points
5x Fee: $795
Lyft

Earn 5x points on Lyft rides through September 30, 2027.

Bilt Palladium Column N.A.
Points
4x Fee: $495
Lyft

Requires linking Bilt and Lyft accounts.

Apple Card Goldman Sachs Bank USA
Cash back
3% Fee: $0
Uber

Earn 3% Daily Cash back at Uber when using Apple Card with Apple Pay in the Uber app and on uber.com.

Customized Cash Rewards Bank of America
Cash back
3% Fee: $0
Option: Travel

Part of "Travel" choice category. Earn 3% cash back on rideshare when selected as your choice category (6% for first year after account opening).

Cap: $2,500 combined quarterly spending cap shared across your selected 3% choice category and 2% grocery/wholesale club purchases
Business Advantage Customized Cash Rewards Bank of America
Cash back
3% Fee: $0
Option: Travel

Part of "Travel" choice category. Earn 3% cash back on rideshare (includes taxicabs and limousines) when selected as your choice category.

Cap: $50,000 annual combined spending cap across 3% choice category and 2% dining purchases
Venmo Credit Card Synchrony Bank
Cash back
3% Fee: $0
Option: Transportation

3% cash back when Rideshare (Transportation) is your top spending category for the billing cycle. Includes taxis, rideshare, buses, trains, tolls, parking, rental cars

Bilt Blue Column N.A.
Points
3x Fee: $0
Lyft

Requires linking Bilt and Lyft accounts.

Bilt Obsidian Column N.A.
Points
3x Fee: $95
Lyft

Requires linking Bilt and Lyft accounts.

Chase Freedom Flex Chase
Points
2x Fee: $0
Lyft

2% cash back total on qualifying Lyft products and services through 9/30/2027

Venmo Credit Card Synchrony Bank
Cash back
2% Fee: $0
Option: Transportation

2% cash back when Rideshare (Transportation) is your second spending category for the billing cycle. Includes taxis, rideshare, buses, trains, tolls, parking, rental cars

Freedom Rise Chase
Points
2x Until 9/30 Fee: $0
Lyft

Earn 2% total cash back on Lyft rides through September 30, 2027.

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