Best Credit Cards for Home Improvement & Furnishings

2 Cards Compared

Cards

Custom Cash Citi
Points
5x Fee: $0
Option: Home Improvement Stores

Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.

Cap: 5% cash back up to $500 in combined purchases per billing cycle, then 1%
Customized Cash Rewards Bank of America
Cash back
3% Fee: $0
Option: Home Improvement & Furnishings

Part of "Home Improvement & Furnishings" choice category. Earn 3% cash back on home improvement and furnishings when selected as your choice category (6% for first year after account opening).

Cap: $2,500 combined quarterly spending cap shared across your selected 3% choice category and 2% grocery/wholesale club purchases