Best Credit Cards for Grocery Stores

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%

Earn 6x Points for each dollar of purchases at U.S. supermarkets.

Q2 2026: 1x base + 4x quarterly bonus = 5x total points. Includes Whole Foods Market physical stores and wholefoodsmarket.com. Excludes third-party delivery (Instacart, Google Express, Shipt), online gift cards, event tickets/classes, and certain third-party vendors within stores. Requires activation by June 14, 2026.

Earn 5X points at U.S. supermarkets

Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.

Earn 4X points at U.S. supermarkets on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X

Earn 4x Membership Rewards points at U.S. supermarkets, on up to $25,000 per calendar year, then 1x point.

Earn 3% cash back at U.S. supermarkets on up to $6,000 in purchases per year, then 1%.

Excludes superstores like Walmart and Target

3% cash back when Grocery Stores is your top spending category for the billing cycle

3x ThankYou Points at supermarkets

Earn unlimited 3% cash back at grocery stores (excludes superstores like Walmart and Target)

Earn 3 points per $1 spent at supermarkets.

Earn 3 points per $1 spent on the first $6,000 in combined purchases each account anniversary year at gas stations, grocery stores, and dining (including eligible delivery services).

Earn 3x Points on groceries.

Earn 3 Aeroplan points per dollar at grocery stores

Alternative to Dining selection. Can switch annually in January.

Earn 2x Mesa Points on groceries.

Earn 2 points per dollar at grocery stores

Earn 2% cash back at grocery stores. This rate is always active and not part of the choice category selection.