Best Credit Cards for Fitness

10 Cards Compared

Cards

Points
10x Fee: $795
Peloton

Earn 10x points on Peloton equipment and accessory purchases of $150 or more, up to a maximum of 50,000 points, through December 31, 2027.

Points
5x Fee: $0
Option: Fitness Clubs

Automatically earn 5% cash back in your top eligible spend category each billing cycle. No category enrollment required. Rewards earned as ThankYou Points.

Cap: 5% cash back up to $500 in combined purchases per billing cycle, then 1%
Cash+ U.S. Bank
Cash back
5% Fee: $0
Option: Gyms/Fitness Centers

5% cash back at fitness centers when selected as one of two quarterly categories

Cap: Combined quarterly limit across all selected 5% categories
Points
5x Until 12/31 Fee: $95
Peloton

Earn 5X total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.

Bilt Palladium Column N.A.
Points
4x Fee: $495
Bilt Fitness

Bilt partner fitness studios; rates may be higher at select locations.

Points
3x Fee: $0
Option: Fitness Clubs

3x ThankYou Points on fitness clubs (self-select category option)

Bilt Blue Column N.A.
Points
3x Fee: $0
Bilt Fitness

Bilt partner fitness studios; rates may be higher at select locations.

Bilt Obsidian Column N.A.
Points
3x Fee: $95
Bilt Fitness

Bilt partner fitness studios; rates may be higher at select locations.

Points
2x Fee: $95
Peloton

Earn 2 points per $1 spent on fitness club and gym memberships.

Points
2x Fee: $199

Earn 2 points per $1 spent on fitness club and gym memberships, including Peloton membership and equipment purchases.

Popular Stores