Q2 2026: Includes full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Excludes restaurants inside or affiliated with another business (e.g., hotels, retail stores). Bakeries may not qualify. U.S. merchants only. Requires activation; earnings begin from activation date, not retroactive to April 1.
DISCOVER
No FTF
Discover it Cash Back
Discover Bank
Annual Fee
$0
Rewards
Dining
Cash back
5%
Until 6/30
Cap: Quarterly maximum of $1,500 in combined purchases across all Q2 2026 categories when activated
Home Improvement & Furnishings
Cash back
5%
Until 6/30
Q2 2026: Includes home improvement retail stores, building supply stores (lumber, paint, hardware), home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores. Online and in-store purchases qualify. Third-party contractor purchases may not qualify. Requires activation; earnings begin from activation date, not retroactive to April 1.
Cap: Quarterly maximum of $1,500 in combined purchases across all Q2 2026 categories when activated
Card Details
- Card Network
- DISCOVER
- Annual Fee
- $0
- Foreign Transaction Fee
- None