MASTERCARD No FTF

Bilt Palladium

Column N.A.

Annual Fee $495

Rewards

All Other Purchases
Points
4x

4% back in Bilt Cash on all purchases excluding rent/mortgage. Stacks with points earning. Redeem dollar-for-dollar for Bilt Travel Portal hotels, Lyft credits, fitness classes, dining (Mobile Checkout), GoPuff delivery, or Bilt Collection merchandise. Can also unlock rent/mortgage points ($30 = 1,000 points). Expires at year-end; up to $100 rolls over.

Dining
Points
4x
Bilt Dining

Bilt partner restaurants; rates may be higher at select locations.

Fitness
Points
4x
Bilt Fitness

Bilt partner fitness studios; rates may be higher at select locations.

Rideshare
Points
4x
Lyft

Requires linking Bilt and Lyft accounts.

Drugstores
Points
3x
Walgreens

Bilt Neighborhood Partner; rates may be higher at select locations.

All Other Purchases
Points
2x

2x points on all purchases excluding rent/mortgage.

Perks & Credits

  • $200
    Semi-annual Bilt Travel Hotel credit for qualifying Bilt Travel Portal hotel bookings. 2-night minimum stay required.
  • $200
    Annual Bilt Cash awarded annually. Issued upon approval, then January 1 each year. Redeemable for Bilt Travel hotels, Lyft, fitness, dining, GoPuff, or to unlock rent/mortgage points. Up to $100 rolls over to next calendar year.

Card Details

Card Network
MASTERCARD
Annual Fee
$495
Foreign Transaction Fee
None
Rental Car Insurance
Primary coverage

Similar Cards

Bilt Obsidian

Column N.A.

$95/yr

Bilt Blue

Column N.A.

$0/yr

Citi Prestige

Citi

$495/yr

Elite

HSBC

$495/yr

The Ritz-Carlton

Chase

$450/yr